Fix Credit Reporting Errors. Stop
Harassing Calls. Take Back Control.
Tracy Harris
We Sue Debt Collectors and Hold TransUnion, Equifax
& Experian Accountable.
Since 2004, Vance “The Credit Doctor” Dotson has used federal law (FCRA & FDCPA) to wipe
out errors, stop harassment, and put money back in consumers’ pockets.
100% Confidential
Takes 60 Seconds
End Errors/Harassment
Are Credit Errors or Harassing Calls Crushing You?
See how you can protect your rights and your credit.
Wrong or outdated items on your TransUnion, Equifax, or Experian reports?
Endless calls from third-party debt collectors at all hours?
Feeling bullied, helpless, and stuck while your credit score sinks?
Worried one mistake could block your financial future?
You’re not alone. And you don’t have to live like this.
You Don’t Just Need “Credit Repair.” You Need a Legal Advocate.
Most “credit repair” companies send weak dispute letters. That’s not enough.
For nearly two decades, I’ve fought back against the biggest names in the credit industry:
They rely on you not knowing your rights. We know the law—and we use it.
I don’t just dispute. I sue.
When credit bureaus or collectors break the law, we hold them accountable. We remove
damaging, inaccurate information—and in many cases, get you compensated.
Your Road to Financial Freedom in 3 Simple Steps
From Credit Errors to Clean Reports:
See the Results
In Business Since 2004
Speaker at National Consumer Advocate Conferences
End Errors/Harassment
Watch Successful Stories Below... If they could do it, so can you!
Ready to End the Stress and Fix Your
Credit Reports?
You deserve peace of mind, a clean report, and the freedom to move forward. Don’t let
TransUnion, Equifax, Experian—or shady collectors—dictate your future.
Your first step takes less than a minute. It’s free, confidential, and risk-free.
Frequently Asked Questions
Is this really free?
Yes. Your first strategy call is 100% free, confidential, and no-obligation
How soon can I see results?
Many clients see harassment stop right way.
Reporting errors may take longer, but our process moves fast.
Is this legal?
Absolutely. We use federal law (FCRA & FDCPA) to fight against credit bureaus and collectors who violate your rights.
Will this hurt my credit?
No. Our mission is to fix errors, protect your right, and restore credit-not damage it